How to set your phone up for contactless payments with Google Pay

Coronavirus, which was introduced in 2003, has made contactless transactions more popular. Google Pay, which is owned and operated by the tech giant Google, is a leader in enabling contactless payments.

Google Pay makes it possible to pay in-store without your ATM card. You simply need to download the app, and follow the instructions below. This app is only available for Android phones. Don’t worry it is safe and secure and at the same time do not forget to find out the limit for your contactless payment.

What you need

  • Smartphone with Near Field Communication(NFC-Feature)
  • A physical or virtual ATM card issued by your bank, mobile money provider

Add an ATM card to Google Pay.

  1. Open the Google Pay app Google Pay
    • If you have multiple accounts in Google Pay, you can select the account to change:
      1. In the Google Pay app, tap your profile picture or initial in the top right.
      2. Tap the account to add a debit/credit card.
  2. Swipe up starting at the bottom.
  3. Tap Add a card and then Debit or credit card.
  4. Capture your card details with the camera or manually.
  5. If you’re asked to verify your payment method, choose an option from the list.
  6. Enter the verification code.

The app might charge your account a small fee after you add a new card. This charge verifies that your card is valid. The charge disappears and doesn’t affect your balance.

Establish a payment method to pay for contactless transactions

If you add one or more payment methods to Google Pay, you can set up contactless payments.

  1. Open the Google Pay app Google Pay
  2. Tap Menu at the top left Menuand then Payment methods.
  3. Next to the payment method you want to set up for contactless payments, select Enable contactless.
  4. Follow the instructions to verify your payment method.

Shop cash in

Step 1: Get up and unlock your smartphone

Next, turn off your phone’s screen and unlock it. The app is not required to be opened. To make Google Pay work, you will need to enable NFC. Don’t worry, Google Pay will prompt you to turn on NFC. Simply do so.

Step 2: For a few seconds, hold the back of the phone near the payment reader.

When you’ve finished paying, a blue tick will appear on the screen. If the tick isn’t on your screen:

  • You might try holding your phone differently. The NFC antenna may be located near the top of your device.
  • Keep your phone close to the payment reader.
  • Keep your phone still for a few more seconds.

If there is a tick but the cashier says the payment didn’t work:

  • Double-check that the shop accepts payments via mobile.
  • Contact your bank to make sure that your card is working correctly.
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