Independent mobile payments, insights, loyalty and rewards platform, Zapper, has announced that their merchants will now be able to accept tap-on-phone payments. The new functionality gives them access to virtually all digital payments without the need for any additional point of sale hardware and irrespective of whether consumers have the Zapper app.
“After a successful pilot phase, we have rolled out new functionality available to all Zapper merchants which enables them to accept physical card payments as well as mobile wallet payments, such as Samsung Pay, Apple Pay, Garmin Pay and others. The consumer simply taps the physical card or mobile device on the merchant’s compatible Android smartphone,” explains Brett White, CEO at Zapper.
The upgrade also supports pin on glass functionality, which means consumers who have exceeded their verification limit can safely enter their pin on the merchant’s Android smartphone and proceed with their transaction in the same manner as they would on a normal pin-entry device when checking out.
“Previously our merchant app was primarily a tool for our merchants to get their payment confirmation feeds through a push notification, in real time, eliminating the need to wait for an SMS, email, or logging into the merchant portal online. Merchants were also able to quickly generate a QR or payment link. Now, the app also turns the merchant’s phone into a point-of-sale device without the need for any additional peripheral hardware,” White explains.
South Africa’s new payment option is available to all consumers regardless of whether or not they have the Zapper consumer App on their smartphones.
“Our Zapper Merchant app will still enable shoppers to easily scan and pay the app-generated Zapper QR code or alternatively tap and pay using their physical bank card or mobile wallets. The primary aim of our latest offering is to ensure our merchants can accept as many payment methods as possible,” White says.
An existing merchant can accept tap-on phone payments by installing the Zapper merchant App on an Android device that’s NFC enabled.
The tap-on phone offering is secure enough to meet the strict requirements of a physical point to sale device. Customers will also benefit from not having to hand their cards over to the merchant. It makes for a contactless and safe payment experience.
Zapper merchants can now accept a wide range of payment options, in addition to the traditional scan-to pay QR options that Zapper offers (either in physical space) This includes vouchers, mobile wallets, and third-party options integrated onto the Zapper network including Ozow; Buy Now Pay Later options such as MoreTyme; some cryptocurrency in the form of 6dot50; and now the card-present payments via the tap-on-phone offering – all through a single account.
“The tap-on-phone offering is a significant addition to our payment network and, along with our continuously evolving loyalty and rewards offering, Zapper merchants now have a comprehensive payment acceptance capability and enterprise-level retail insights and payment solution that can be managed entirely via their smartphone,” White wraps up.